Summer savings and loans...

photo: Butik SophieWho said summer was less expensive than winter? Sure, we save on heating costs, don't have to shop for Christmas presents, and can eat more hotdogs...but it certainly isn't cheap!! In between trips to the grocery store to stock up on ice-cream and barbeque fixings, jaunts to the local nursery for perrenials and annuals, and family vacations in our gas-guzzling vehicles,